A beautiful new home just hit the market! Immediately, you head on over to www.RegalHL.com and submit an online application for a pre-approval. Within minutes, one of our mortgage experts begins working on your application and calls you to review…
We employ the highest industry recognized security safeguards to help protect the personally identifiable information that you have provided to us from loss, misuse, or unauthorized alteration. Digital threats continue to grow more sophisticated daily. Regal Home Lending understands these…
Two (2) Primary Documents or a combination of one (1) Primary Document and one (1) Secondary Document must be obtained, reviewed and copied. Primary Documents U.S. or Foreign Passport U.S. Driver’s License U.S. State Issued Identification Military Identification Alien Registration…
Due to the lingering effects of COVID-19, the IRS continues to experience processing delays. The IRS is reallocating resources among the three processing locations. This will temporarily cause a delay in processing all 4506-C Tax Transcript submissions over the next…
BY: JANN SWANSON (full article) The Department of Housing and Urban Development (HUD) has published its 2021 Forward Mortgage Limits for FHA loans. The FHA limits are based on the Federal Housing Finance Agency's (FHFA's) conforming limits for Fannie Mae and…
New conforming loan limits have been issued for conventional loans. Effective immediately, we are able to lock conforming loans up to $548,250. (Up $37,850 from 2020 limits.) FHA has not yet released their new limits, but are expected to within…
Curb appeal is one of the biggest factors when selling a home. Keeping the exterior of your home tidy and aesthetically pleasing can keep your neighborhood beautiful, encourage other homeowners to take pride in their homes, and attract more buyers…
Did your offer get accepted? If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
